A loan from us is a way to get immediate money by using items you already own. Unlike traditional bank loans, there are no credit checks or financial disclosures. We don't ask for your paystub or any financials.
Upon accepting your final loan offer, we directly deposit money into your bank account, and your monthly service charges are auto-debited.
Pawngo can offer you the cash you need! We review each application individually. Each offer is determined on a case by case basis, determined by the value of your asset.
The Monthly Service Charges are determined by the contract amount.
Good question! The most popular assets we accept are:
Pawngo transacts with a wide range of assets. If you're not sure if we accept your asset, contact us directly!
At Pawngo, we care about client satisfaction. Our goal is to get you the money you need!
Your final offer will be based on the in-house evaluation of your item, which will be conducted by our expert GIA Evaluations Team. Factors that influence your final offer include your item's current condition, its value & real-time pricing data.
If you agree to a contract with us, the service charge you owe each month will be debited directly from your bank account.
Yes. If you conduct a financial transaction through us, you are required to own a bank account. All transactions occur via electronic funds transfer, between our bank account and yours.
At Pawngo/Lux Exchange, we are completely transparent and upfront with all costs. When you complete a transaction with us, you will NEVER encounter hidden fees or extra charges. There are ZERO storage, insurance, shipping and/or ticket fees.
Your item is fully insured during shipment, the entire duration of its loan period, and return.
We use FedEx for all shipments and fully cover all costs associated with your item's shipment and delivery. Adult signature is required at time of delivery and return to your door.
Pawngo rarely defaults any contracts. 98.2% of our clients repurchase their luxury items. Our financial department is always willing to work with you to figure out a plan. If you absolutely cannot pay your service fees and pay to repurchase your asset, we will eventually attempt to resell your item. Please understand, we do not WANT to keep you asset. We want you, the client!
ABSOLUTELY NOT. We do not report to or have any communication with credit reporting agencies. We do not ever ask for or need your Social Security Number. We never ask for any financials, credit history, or pay stubs. We ARE NOT a payday lender.
If you complete a transaction with us, we will electronically deposit money directly into your bank account. The service charge you owe each month will be debited directly from your bank account as well. You must have a bank account in order to complete a transaction with Pawngo/Lux Exchange. We also require electronic transfer of funds and do not accept monthly payments via paper check or cash.
Your item is bar-coded and stored within a secure vault for the entire duration of its loan period. Our vault is located in our Secure Operations Lab that is only accessible via biometrics security. The entirety of your items journey is recorded on HD cameras and logged.
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