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Personal Loans

Spring Cleaning, Creating A Positive Cash Flow

Marie Kondo explains in her book The Life-Changing Magic of Tidying Up: The Japanese Art of Decluttering and Organizing that all the emotion you can bring to the problem will help you get a clear picture of what type of environment you want to live in. Kondo’s method of organizing is known as the “KonMari” method, and consists of gathering all of one’s belongings, one category at a time, and then keeping only those things that “spark joy”.  Your heard it, spark JOY. In our consuming-crazed society some of us amass tons of stuff, a lot of it valuable, and …

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Expanding your Car Collection with a Pawngo Collateral Loan

Are you a car collector or enthusiast looking for a way to purchase a new luxury vehicle? Good news, you came to the right place! We’ve been helping car collectors expand their collections since 2011. Here at Pawngo, we accept luxury vehicles as collateral for a secured loan. Secured loans (aka “Collateral Loans” or “Asset-Backed Loans”) can be defined as a commercial loan in which an asset is pledged as collateral. Luxury vehicles are one of the main assets we accept as collateral. At Pawngo, we accept a wide variety of luxury brands such as Acura, Ferrari, Alfa-Romeo, Bentley, BMW, …

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Collateral Loans for Luxury Watches

Do you need extra funds for your upcoming vacation, to cover tuition costs, invest in a new vehicle, expand your watch collection or to finally launch this new business you’ve been planning for a while? Here is some good news for you: if you own a luxury watch, you can get your projects funded without actually selling your watch. Here at Pawngo, we offer collateral loans for a wide range of luxury watch brands such as Rolex, Omega, Piguet, Cartier, Hublot, TAG Heuer, and many others. The higher the quality, the higher the loan amount you can have access to. …

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Gird your loins, it’s tax season again.

No one loves tax time. Many of us get through tax season in one piece. Some of us wind up saddled with a tax bill we have to pay. If you’re one of the lucky few surprised by a large tax liability, stay calm and review options for paying. Consider using the equity in your home, a loan. Watch interest rates. You can use your credit card to pay your taxes. Again, be mindful of the interest rates, (at least you’ll get the miles/points for that charge). Raiding your savings. Getting a personal loan, more potential high interest. Borrow from …

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How Does a Secured Loan Work?

In all loans, lenders assume an amount of risk. To minimize that risk, banks look for guarantees that the loan will be repaid, either through credit checks or by accepting another item in exchange for financing. Secured loans rely on collateral as a guarantee. What Is a Secured Loan? In secured loans, the lender accepts collateral in exchange for capital. Collateral can be any kind of valuable asset, such as a musical instrument or piece of fine jewelry. Businesses can also apply for secured loans, often using items such as high-end laptops, smartphones, or automobiles. How Does a Secured Loan …

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Can You Finance a Long-Term Asset With a Short-Term Loan?

Whether or not you can finance a long-term asset, aka noncurrent asset, with a short-term loan is a question that not many people understand the answer to. However, the answer is yes. Yes, you can. With short-term asset-based financing, you can fund plenteous amounts of purchases, most of which you may have not even realized. Though the process to do so is not as hard as one may think, there are different variables to understand. Long-Term Investments Long-term investments are assets that you would hold for an extended period of time to receive the highest return on investment. This may …

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How to Pay for a Divorce Lawyer With No Money

Life can be hard at times, with no prediction of what tomorrow will bring. You can plan and prepare, make lists and check them, but the unexpected can occur at any time with no consideration of one’s feelings. The good news is, there is always a silver lining. If you have found yourself in the middle of a marital breakup and are forced to figure out how to pay for a divorce lawyer with no money, there are options for you to consider. Get a Lawyer With No Money Divorce lawyers can get quite pricey, especially when the legal process …

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Surprising Items That Can Be Used as Loan Collateral

When you need to borrow money, there are many ways you can do so. One option is to use our convenient online platform at Pawngo. Our loan process is similar to a typical loan in the sense that we require a form of collateral to secure the loan. It might shock you to discover what surprising items in your house you can use as loan collateral. What Is Collateral? The idea of collateral is very familiar within the lending industry as all secured loans require it. Collateral is something that you offer in exchange for the loan. It must have …

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Using Diamonds as Loan Collateral

If you need quick access to cash for any reason, you may consider taking out diamond-backed loans to get the money you need. As jewelry and precious stones carry so much value, you can get a fast and substantial amount of money for them when you choose to borrow against them. Jewelry Collateral Loans If you have valuable jewelry that you do not want to part with, but you need money due to an unexpected expense or major opportunity, getting a collateral loan could be an excellent solution. This method allows you to receive the money you need while your …

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How To Borrow Against Jewelry

Sometimes, you need money fast. Some people prefer to use what they have saved, take out a bank loan, or refinance the mortgages on their home. For those who want a fast solution without dwindling savings, there are jewelry-backed loans. What Are Jewelry Backed Loans? Jewelry-backed loans allow you to borrow money based on the value of your rings, necklaces, bracelets, or other valuable pieces. When you use jewelry as loan collateral, the lender holds onto the pieces until you pay back the amount you borrowed, plus interest. If you fail to pay back the money by the agreed-upon terms, …

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